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Mesrop Hakobyan
Chairman of the Management Board
Date of birth: 05.12.1981
Education
Date of birth: 05.12.1981
Education
- Graduated from Yerevan State University of Architecture and Construction in 2003
- Starting from 06.11.2017 “Unibank” OJSC, Executive Board Chairman
- 12.2014.-11.2017 “Unibank” OJSC, Deputy Executive Board Chairman - Director of Operational Service and Information Systems, Executive Board Member
- 06.2012-12.2014 “Unibank” CJSC, Deputy Executive Board Chairman - Director of Information Technology and Innovation, Executive Board Member
- 2011-2012 “Unibank” CJSC, Deputy Executive Board Chairman- Director of Card Business Support, Executive Board Member
- 2010-2011 “Unibank” CJSC, Deputy Executive Board Chairman - Director of Retail business, Executive Board Member
- 2009-2010 “Unibank” CJSC, Director of Card Business Development, Executive Board Member
- 2007-2009 “Unibank” CJSC, Director of Information Systems Management, Executive Board Member
- 2004-2007 “Unibank” CJSC, Director of the Department of Plastic Cards
- 2003-2004 Armenian Development Bank, Chief Specialist of Plastic Cards Department
- 2002-2003 “Armeconombank” OJSC, Chief Specialist of the Plastic Card Operations Department
Ararat Ghukasyan
First Deputy Chairman Management Board
Date of birth: 16.12.1963
Education
Date of birth: 16.12.1963
Education
- In 1989 he graduated from Yerevan State University
- In 1993, he graduated from the post-graduate studies of the RA National Academy of Sciences
- In 1995, he graduated from American University of Armenia
- 25.05.2017- present “Unibank” OJSC, First Deputy Chairman Management Board, Management Board Member
- 2015-2017-“Unibank” OJSC, Board Member
- 2010-2015- “Biblos Bank Armenia” CJSC, Chief Executive Officer
- 2009-2011-Union of Banks of Armenia, Chairman
- 2008-2009- “Converse Bank” CJSC, Chief Executive Officer
- 2007-2008-“HSBC-Bank Ukraine”, Deputy Director of the Representative Office of HSBC Bank PLC
- 2006-2007-“HSBC-Bank Malta”, Project Manager
- 2001-2006-“HSBC-Bank Armenia”, Deputy Chief Executive Officer
- 1998-2001-“HSBC-Bank Armenia”, Branch Manager and Treasurer
- 1995-1998-“HSBC-Bank Armenia”, IT Manager, Customer Service Manager
Gurgen Ghukasyan
First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member
Date of birth: 29.09.1980
Education
Date of birth: 29.09.1980
Education
- In 2004 he graduated from the State Engineering University of Armenia
- 01.08.2023- present “Unibank” OJSC, First Deputy Chairman Management Board, Director of Retail Business Development an Sales, Management Board Member
- 01.04.2022- 01.08.2023 “Unibank” OJSC, Deputy Chairman Management Board, Director of Retail Business and International Development, Management Board Member
- 05.2017-04.2022- “Unibank” OJSC, Director of Retail Business Development and Sales, Executive Board Member
- 07.2014- 05.2017-“Unibank” OJSC, Vice-Chairman of Executive Board -Director of Retail Business Development and Sales, Executive Board Member
- 10.2013-07.2014-“Unibank” CJSC, Director of Retail Business Development and Sales,
- 2012-2013-“Unibank” CJSC, Director of Mortgage and Car Loan Sales
- 2011-2012-“Unibank” CJSC, Head of Underwriting Department
- 2009-2011-“Unibank” CJSC, Director of Consumer loans
- 2008-2009-“Unibank” CJSC, Director of Deposits and Unistream Money Transfers
- 2007-2008-“Unibank» CJSC, “Tamanyan” branch, Branch Manager
- 2007-2007-«Unibank” CJSC, “Amiryan” branch, Deputy Branch Manager
- 2005-2007-“Unibank” CJSC, Loan Officer
- 2004- “Chemnitz University of Technology” (Germany), assistant
Ovsanna Arakelyan
First Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities
Date of birth: 22.01.1973
Education
Date of birth: 22.01.1973
Education
- In 1995 graduated from Yerevan State University
- In 2014 graduated from “Gladzor” University
- MBA Synergy Business School
- 01.03.2024-present “Unibank” OJSC, First Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities, Management Board Member
- 2014-29.02.2024 present “Unibank” OJSC, Deputy Chairman Management Board - Director of Legal Services and Recovery of Overdue Liabilities, Management Board Member
- 2011-2014-“Unibank” CJSC, Director of the Legal Department, Executive Board Member
- 2008- present REGO Insurance CJSC, Board Member
- 2008- present “Unileasing” UCO CJSC, Board Member
- 2007-2011-“Unibank” CJSC, Director of the Legal Department
- 2005-2007-“Unibank” CJSC, Executive Board Member, Director of the Legal Department
- 2004-2005-“Unibank” CJSC, Director of the Legal Department
- 2003-2004-“Unibank” CJSC, Head of the Legal Department
- 2001-2003-“Unibank” CJSC, lawyer
- 2000-2001-“TrustBank” CJSC, Legal Advisor
- 1996-1999- “Galik” University of Yerevan, lecturer
David Petrosian
First Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
Date of birth: 10.01.1983
Education
Date of birth: 10.01.1983
Education
- In 2003 he graduated from the Faculty of Economics of Lomonosov Moscow State University
- In 2005 graduated from Lomonosov Moscow State University Higher School.
- In 2010 graduated from the Institute of Economics of the Russian Academy of Sciences. PhD in economic sciences.
- In 2015 graduated from the American University of Armenia, MBA.
- 01.03.2024-present “Unibank” OJSC, First Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
- 01.08.2023-29.02.2024 “Unibank” OJSC, Deputy Chairman Management Board, Director of Corporate Business Development and Sales, Management Board Member
- 03.05.2017-01.08.2023 “Unibank” OJSC, Director of Corporate Business Development and Sales, Management Board Member
- 11.2014-05.2017- “Unibank” OJSC, Vice- Chairman of Executive Board - Director of Corporate Business Development and Sales, Executive Board Member
- 2012-2014 - “Unibank” CJSC, Director of the Corporate Sales Department, Director of the Corporate Business and Sales Methodology Department
- 2011-2012 - “Transstroybank” CJSC, Director of Corporate Business Development Department
- 2009-2011- “Uniastrum Bank” LLC, Deputy Head of the Staff of the Bank President's Office.
- 2007-2009 - “Uniastrum Bank” LLC, the central office, Deputy Director of the Department of work with clients
- 2005-2007- “Uniastrum Bank” LLC, Deputy Head of VIP customer crediting department, Head of VIP customer crediting department
- 2004-2005 - “Uniastrum Bank” LLC, Specialist of the Bank's Activity Results Monitoring Department, Head of the Bank's Activity Results Monitoring Department
- 2003-2004 - “Uniastrum Bank" LLC, Senior Economist of the Department of Plastic Cards Issue
Vaghinak Stepanyan
Deputy Chairman Management Board for the implementation of projects and standards
Date of birth: 14.05.1977
Education
Date of birth: 14.05.1977
Education
- In 1998 graduated from Yerevan State University
Grigoryan Gohar
Chief Financial Officer - Chief Accountant
Date of birth: 04.12.1970
Education
Date of birth: 04.12.1970
Education
- In 1992 graduated from State Engineering University of Armenia, and in 1998 - post-graduate studies. Ph.D in Technical Science.
- MBA, Synergy Business School
- ACCA member
- 16.10.2015- present “Unibank” OJSC, Chief Financial Officer, Chief Accountant, Management Board Member
- 04.11.2013-16.10.2015- “Unibank” OJSC, Chief Accountant, Executive Board Member
- 05.2007-11.2013- “Unibank” CJSC, Director of Accounting, Chief Accountant, Executive Board Member
- 2006-2007-“Unibank” CJSC, First Vice-Chairman of Executive Board, Executive Board Member
- 2004-2006-“Unibank” CJSC, Director of the Department of Accounting and Summary Reports - Chief Accountant, Executive Board Member
- 2001-2004- “Unibank” CJSC, Chief Accountant
- 2000-2001- “Armeconombank”, Chief Accountant
- 1997-1999- “Armeconombank”, “Khorhrdayin” branch, Chief Accountant
- 1995-1997- “Armeconombank”, “Mashtots” branch, Senior Accountant, Chief Accountant
- 1994-1995-“DiaBank”, operational department,executive in charge.
Artur Aperyan
Director of operational services and information systems
Date of birth: 02.11.1984
Education
Date of birth: 02.11.1984
Education
- In 2006 graduated from Armenian State University of Economics.
- 22.05.2019- present “Unibank” OJSC, Director of operational services and information systems, Management Board Member
- 12.2017- 05.2019-“Unibank” OJSC, Director of operational services and information systems 07.2017-12.2017-“Unibank” OJSC, Deputy Director of Operational Services
- 2012-2017- “Unibank” OJSC, Branch Manager
- 2011-2012- “Unibank” CJSC, Deputy Branch Manager, Head of the Loan Department
- 2008-2011- “Unibank” CJSC, Loan Officer
Sergey Kocharyan
Director of Risk Management
Date of birth: 25.05.1983
Education
Date of birth: 25.05.1983
Education
- 2023 Financial Risk Manager (FRM), certified by Global Association of Risk Professionals (GARP)
- In 2006 - graduated from Yerevan State University, Faculty of Economics (MSc),
- In 2004 - graduated from Yerevan State University, Faculty of Economics (BSc),
- In 2004 - Training Center of the Central Bank of RA.
- 2022 - present Unibank” OJSC, Director of Risk Management, Management Board Member
- 2019- present Unibank” OJSC, Director of Risk Management,
- 2015-2019- Unibank” OJSC, Head of Risk Analysis Department
- 2011- 2015- “Unibank” OJSC, Senior Risk Manager
- 2006-2011- “Unibank” CJSC, “Kapan” branch, Branch Manager
- 2005-2006- “Unibank” CJSC, Auditor
- 2005 - “Unibank” CJSC, credit specialist
Arthur Ghukasov
Director of Internal Audit
Date of birth: 27.01.1983
Education
Date of birth: 27.01.1983
Education
- Since 2022. IIA Armenia member, International Compliance Association Member. Certified by ICA.
- 2007 - Financial-Banking Training Center.
- 2005 - Training center of the CBA
- In 2004 graduated from the Yerevan State Institute of Economics, qualification: economist-mathematician
- 06.05.22- present “Unibank” OJSC, Director of Internal Audit
- 2022-05.2022-“Unibank” OJSC, Acting Director of Internal Audit
- 2019-2021- Union of Banks of Armenia, Member of the Audit Committee
- 2014-2022- “Unibank” OJSC, Deputy Director of Internal Audit
- 2010-2014- “Unibank” CJSC, Senior Audit Manager
- 2008-2010- “Unibank” CJSC, Auditor
- 2007-2008- “Unibank” CJSC, Chief Specialist in Corporate Risk Management
- 2006-2007- “Unibank” CJSC, Planning, Analysis and Risk Management department specialist
- 2006-2006- “Unibank” CJSC, Auditor.