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Unibank OJSC is the first bank in Armenia that has issued shares through initial public offering (IPO) and has held a listing on the stock exchange. Through 18 years of work, the bank has gained the trust of wide layers of population and has acquired a flawless business reputation among partners. The bank’s main strategic goals are the development of retail business and the promotion of small and medium enterprises. Not by chance is Unibank considered a national bank in Armenia. The bank serves more than 400 000 clients and annually demonstrates a steady growth in business. Unibank’s share in POS lending market makes 40%. Unibank possesses 48 branches, more than 100 promo points and 500 service poits at large shopping centers, as well as a representative office in Moscow. The bank actively develops Private Banking in Armenia and expands the spectrum of its services in the countries of CIS and Europe. In 2018, Unibank was awarded a prize at the SPEAR’s Russia Wealth Management Awards for the best client service in the sphere of Private Banking in the CIS countries.
Unibank and the Export Insurance Agency of Armenia signed an agreement.
Unibank, in the frameworks of social responsibility, started a financing program for school improvement and equipment.
Unibank and FMO started the implementation of «Women in Business» lending program.
With the initiative of the RA’s Ministry of Culture and the support of Unibank, the jubilee concert dedicated to the world-famous duduk Master Jivan Gasparyan’s 90th anniversary took place.
Unibank completed 4 issues of bonds,allocating bonds in the amount of AMD 1 billion and USD 5 million.
«Unibank Prive» won the SPEAR’S Russia Wealth Management Awards 2018 for the best private banking customer service in the CIS countries.
Ordinary nominal shares of «Unibank» OJSC have been delisted and moved to free market (C).
Unibank has been awarded with a certificate of compliance with the requirements of PCI DSS 3.2 standards.
With the help of Unibank, «Masters create masters» symphonic concert of young composers took place at Aram Khachatryan concert hall.
Unibank’s delegation took part in Cyber Central Summit in Prague.
Bako Sahakyan awarded Gagik Zakaryan, the Board Chairman of «Unibank» OJSC, with the «Vachagan Barepasht» medal.
The Union of Banks of Armenia awarded the Board Chairmen of Unibank Gagik Zakaryan and Vardan Atayan with the «Tigran Mets» medal.
Mesrop Hakobyan got the position of Executive Board Chairman at Unibank.
Unibank was the first to have successfully completed SWIFT certification.
Unibank switched to the new ProtoCRM system operated by «Protobase Laboratories».
For the first time, Unibank issued USD nominal coupon bonds that were on the Abond list of «NASDAQ OMX Armenia».
Unibank exercised a modern data processing center which is a universal information infrastructure designed for the allocation and flawless operation of server, network and communication equipment.
Moody’s Investors Service international agency confirmed the B3 rating of Unibank’s AMD and foreign currency long-term deposits making the forecast «positive».
Unibank celebrated the 15th anniversary of its foundation.
Unibank’s ordinary nominal shares were moved from «NASDAQ OMX Armenia»’s secondary «B» list to the main «A» list.
Unibank was announced the «Partner of the Year» at the international «Banking of the Future 2016» summit in Athens.
Board of the Bank made a decision on distributing interim dividends to the ordinary nominal shareholders for January-September period of the current year in the form of ordinary nominal shares.
Unibank’s total capital exceeded the amount of AMD 35,2 billion.
Legal transformation into Open Joint Stock Company
Moody’s Rating – B2 with Stable Outlook
RBI STP Quality Award by Raiffeisen Bank International for high quality international WIFT transfers
Introduction of ISO 27001:2013 information security standards
Account Operator in the Depositary system and a member of Unified System of Security Registry Maintenance and Settlement
Cooperation with European Investment Bank (EIB)
Annual Mercury Awards - winner in the nomination of People’s Bank
Successful completion of first IPO- 2.5 bln AMD
Cooperation with IFC and BSTDB – USD 15 mln loan to expand SME lending Advisory services agreement with IFC aimed at improving SME credit underwriting and risk management.
Launching One Window service at branches.Launching Intel Express Money Transfer Reaching the benchmark of 250 000 active customers.
Start of Unibank Prive service.
Launching own processing center.
Introduction of cloud based credit scoring and document circulation system.
Participation in the Loan Guarantee Fund program, implemented by USAID on a tender basis.
|2012||Best FX Dealer by Thomson Reuters.|
Participation in Asian Development Bank’s Trade Finance Programme.
Share Capital increase to 11 400 million AMD and receiving a subordinated loan of 2 801 million AMD.
Best Cooperating Bank Financial System Mediator Award.
|2010||Obtaining Moody's Investors Service Rating - Financial stability E+, long-term rating of Ba3, short-term rating of NP on deposits in national and foreign currency. Outlook Stable.|
|2009||Central database and online operation.|
|2008||Member of the Armenian Nasdaq OMX stock exchange.|
Share Capital Increase up to 8 599 million AMD.
Starting joint Corporate Governance Program with ABN AMRO bank.
Unibank became a participant of the following programs:
1. IFAD program of investment promotion in rural areas,
2. SMEDNC foundation program of SMEs’ development.
Extensive Lending of mortgage and auto loans, occupying, respectively, second and first place in the RA banking sector.
|2004||Joining Visa International payment system.|
|2003||Joining ArCa local payment system.|
|2002||Launching international Unistream Payment System.|
|2001||License granted by CBA to carry out banking activities and financial operations.|